TheMorrisonFamilyBlog

 There are several options available to retirees as far as their funds are concerned. One of the most popular options is to roll over a 401k into an IRA after retirement . However, the popular choice is not always the best choice. Be sure to think carefully about the pros and cons of rolling over your 401k before you make any decisions about your retirement fund. Pro: Investment Options One of the greatest reasons to roll over your 401k into an IRA is the potential for a wider variety of investment options. Investment options in 401k plans tend to be fairly limited while IRA's, with few exceptions, often allow for the purchase of stocks, bonds, REITs, annuities, and many other kinds of investments. Rolling over your 401k may just give you the freedom you need to really start making your money work for you, and deserves consideration for this reason alone. You should be able to use your money they way you want. Con: Liquidation of Investments Rolling over may have negative implicat

 Life without the sense of smell has it's challenges. One is that I tend not to notice odors in the refrigerator until someone points them out. We buy lots of fruits and veggies and while we eat them, they are not necessarily consumed as quickly as I would like them to be and I find them rotting in the drawer or crammed back on a back shelf in the refrigerator. Sometimes even a dedicated weekly cleaning doesn't take care of it. If you have been a follower of Mommy's Memorandum for any length of time, you know that I am inherently lazy. I need things to be easy. I also am not a fan of complaints. Thankfully there is the Green Refrigerator Machine by Ozonator that's making my day to day life a notch better!   Sleek and stylish the Green Refrigerator Machine is a small device that you place on a shelf in the back of the refrigerator. It uses ozone to neutralize the chemicals inside your fridge that rot away fruits and vegetables far too quickly. Ozone does all the science

   FROM DR. DAN HUSSAR  Let's face it, with the holidays comes Cold and Flu season. Dr. Daniel Hussar, pharmacist and editorial director of  Pharmacy Times , has put together a list of tips and information for the cold and flu season to help combat the dry, itchy throat and more. Suck On Lozenges & Spray Away The Pain  --- If your sore throat is caused by a viral infection, antibiotics won’t help it.  But nonprescription products such as  Chloraseptic® Lozenges  and  Sprays  may be beneficial. Phenol in the  Chloraseptic® Sprays  and Benzocaine in the Chloraseptic ® Lozenges will numb the pain and discomfort.  Allow lozenges to dissolve slowly in the mouth. Gargle With Saltwater  ---  If your throat hurts when you swallow, gargle with a saltwater solution.  Mix 1 teaspoonful of table salt in a full glass of warm water.  You can repeat the saltwater gargle in an hour. Increase Fluid Intake  ---  Increasing the amount of liquids, such as tea and other fluids will help to hydrate